Where we lend
From Seal Beach, for the whole coast.
We are a direct lender based at 1650 Pacific Coast Highway in Seal Beach, licensed across California, with Dilza Herrod also serving Alabama, Arizona, Florida, Georgia, Nevada, North Carolina, Ohio and Tennessee. The pages below cover the cities we know street by street.
Community pages
The cities we serve from the office on PCH
Seal Beach
Orange County · ZIP 90740. Home loans, refinance and home equity, with the 2026 limits and the neighborhoods that shape the loan.
Read the Seal Beach page →
Huntington Beach
Orange County · ZIP 92646 to 92649. Home loans, refinance and home equity, with the 2026 limits and the neighborhoods that shape the loan.
Read the Huntington Beach page →
Long Beach
Los Angeles County · ZIP 90802 to 90815. Home loans, refinance and home equity, with the 2026 limits and the neighborhoods that shape the loan.
Read the Long Beach page →
Los Alamitos
Orange County · ZIP 90720. Home loans, refinance and home equity, with the 2026 limits and the neighborhoods that shape the loan.
Read the Los Alamitos page →
Cypress
Orange County · ZIP 90630. Home loans, refinance and home equity, with the 2026 limits and the neighborhoods that shape the loan.
Read the Cypress page →
Westminster
Orange County · ZIP 92683 to 92684. Home loans, refinance and home equity, with the 2026 limits and the neighborhoods that shape the loan.
Read the Westminster page →
Fountain Valley
Orange County · ZIP 92708 to 92728. Home loans, refinance and home equity, with the 2026 limits and the neighborhoods that shape the loan.
Read the Fountain Valley page →
Lakewood
Los Angeles County · ZIP 90712 to 90715. Home loans, refinance and home equity, with the 2026 limits and the neighborhoods that shape the loan.
Read the Lakewood page →
Newport Beach
Orange County · ZIP 92625 to 92663. Home loans, refinance and home equity, with the 2026 limits and the neighborhoods that shape the loan.
Read the Newport Beach page →
We also lend every day in Rossmoor, Sunset Beach, Midway City, Garden Grove, Costa Mesa, Cerritos and Bellflower, and across Orange County, Los Angeles County and the rest of California. If your city is not listed yet, the loan works the same way: apply online or call (714) 658-4912.
Let's talk it through
Want to go over these numbers?
Call us, or send your info and we'll walk through them with you. A real conversation about your situation, no pressure and no obligation.
Mon to Fri, 8:30am to 7:30pm PST