A New Standard in Home Lending
Which Loan is Right For You?
Fixed-Rate
- Interest rate is fixed for the life of the loan
- Don’t have to worry about rising rates
- Buy a home with as little as 3% down
- Refinance a home for up to 97% of its value
- Fixed loan terms for 30, 25, 20, 15, and 10 years
Adjustable Rate (ARMs)
- Interest rate is fixed for a specific period
- Starting interest rate is often lower than other loan types
- Monthly payments lower during the fixed rate period
- Buy a home with as little as 5% down
- Refinance a home up to 95% of its value
FHA
- Credit score as low as 550
- 3.5% Down Payment options
- Refinance existing FHA to FHA Streamline to lower your interest rate
- May qualify even with bankruptcy, short sale, and foreclosures
- May be able to roll closing costs into your loan
Jumbo
- Loan amounts available up to $25,000,000
- Choose between a fixed or adjustable interest rate
- Purchase with as little as 10% down
Veteran Affairs (VA)
- Interest rate is fixed for the life of the loan
- Don’t have to worry about rising rates
- Buy a home with as little as 3% down
- Refinance a home for up to 97% of its value
- Fixed loan terms for 30, 25, 20, 15, and 10 years
Reverse Mortgage
- Interest rate is fixed for a specific period
- Starting interest rate is often lower than other loan types
- Monthly payments lower during the fixed rate period
- Buy a home with as little as 5% down
- Refinance a home up to 95% of its value
USDA
- Interest rate is fixed for the life of the loan
- Don’t have to worry about rising rates
- Buy a home with as little as 3% down
- Refinance a home for up to 97% of its value
- Fixed loan terms for 30, 25, 20, 15, and 10 years
Interest Only
- Interest rate is fixed for a specific period
- Starting interest rate is often lower than other loan types
- Monthly payments lower during the fixed rate period
- Buy a home with as little as 5% down
- Refinance a home up to 95% of its value
