# The Taylor Weiner Team - Loans Section > Documentation for the Loans section of The Taylor Weiner Team Website: https://twteam.com Section: https://twteam.com/loans Language: en (UTF-8) Charset: UTF-8 Generated: 2026-10-09T13:45:06-07:00 --- # Loan programs: The Taylor Weiner Team > Everyone shops the rate, but almost no one shops the program. Jumbo, non-QM, FHA, VA, USDA, fixed and adjustable, home equity, construction, bridge and investor loans. We price your file against every program. Loans originated through Lower, LLC (NMLS 1124061). Taylor Weiner, NMLS 263090. Nothing here is a rate quote, an offer of credit, or a commitment to lend. ## Pages - [No Income Verification Mortgage: Community CDFI Loan](https://twteam.com/loans/community-mortgage/): Home / Loan Programs / Community Mortgage Non-QM · No income documentation Community Mortgage Community Mortgage lets qualified borrowers finance a primary residence without stating income or employment on the... - [GSFA Platinum: Up to 5.5% Down Payment Assistance](https://twteam.com/loans/gsfa-platinum/): Home / Loan Programs / GSFA Platinum Down Payment Assistance Flexible assistance, structured your way. The GSFA Platinum Program from the Golden State Finance Authority provides up to 5.5% in... - [CalHFA MyHome: Up to 3.5% Down Payment Assistance](https://twteam.com/loans/calhfa-myhome/): Home / Loan Programs / CalHFA MyHome Down Payment Assistance Your down payment, deferred. The CalHFA MyHome Assistance Program is a deferred-payment junior loan from the California Housing Finance Agency... - [Renovation Loans in Orange County: Repairs in One Loan](https://twteam.com/loans/renovation/): Home / Loan Programs / Rehab / Renovation Loan Renovation Loans Buy the house you want. Fund the fixes in one loan. A rehab (renovation) loan rolls the cost of... - [Fix and Flip Loans in Orange County: Purchase Plus Rehab](https://twteam.com/loans/fix-and-flip/): Home / Loan Programs / Fix & Flip Loan Fix and Flip Loans Financing built around your renovation timeline. A fix and flip loan funds both the purchase and renovation... - [Hard Money Loans in Orange County: Close in Days](https://twteam.com/loans/hard-money/): Home / Loan Programs / Hard Money Loan Hard Money Loans Speed and flexibility, secured by the property. A hard money loan is short-term, asset-based financing where the property itself... - [Bridge Loans in Orange County: Buy Before You Sell](https://twteam.com/loans/bridge/): Home / Loan Programs / Bridge Loan Bridge Loans Buy your next home before you sell this one. A bridge loan is short-term financing secured by your current home’s equity,... - [Construction Loans in Orange County: One-Time Close](https://twteam.com/loans/construction/): Home / Loan Programs / Construction Loan Construction Loans Build from the ground up. Then roll into a mortgage. A construction loan finances the ground-up building of a new home,... - [Home Equity Loan \(HELOAN\) in Orange County: Fixed Rate](https://twteam.com/loans/heloan/): Home / Loan Programs / HELOAN (Home Equity Loan) Home Equity Loans A lump sum. A fixed rate. One predictable payment. A home equity loan (HELOAN) gives you a lump... - [ITIN and Foreign National Loans in Orange County](https://twteam.com/loans/itin-foreign-national/): Home / Loan Programs / ITIN / Foreign National Loan ITIN and Foreign National Loans Financing without a Social Security number. An ITIN loan is homeownership for borrowers who file... - [Asset-Based Loans in Orange County: Qualify on Assets](https://twteam.com/loans/asset-based/): Home / Loan Programs / Asset-Based Loan Asset-Based Loans Let your assets do the qualifying. An asset-based loan converts your liquid savings into a monthly income figure, whether or not... - [P&L Loans in Orange County: Qualify on a Signed P&L](https://twteam.com/loans/profit-and-loss/): Home / Loan Programs / P&L (Profit & Loss) Loan P&L Loans Qualify on your real performance. A P&L loan qualifies you on a 12- or 24-month profit-and-loss statement prepared... - [1099 Income Loans in Orange County: No W-2 Required](https://twteam.com/loans/1099-income/): Home / Loan Programs / 1099 Income Loan 1099 Income Loans Your 1099s tell the real story. A 1099 income loan uses the gross figure on one or two years... - [DSCR Loans in Orange County: Qualify on Rental Cash Flow](https://twteam.com/loans/dscr/): Home / Loan Programs / DSCR Loan DSCR Loans The property qualifies, not your paystub. A DSCR loan qualifies the property, not you. Gross monthly rent divided by the monthly... - [Bank Statement Loans in Orange County: No Tax Returns](https://twteam.com/loans/bank-statement/): Home / Loan Programs / Bank Statement Loan Bank Statement Loans Qualify on what your business actually earns. A bank statement loan calculates your income from 12 or 24 months... - [Temporary Buy-down in Orange County: Lower Your Rate](https://twteam.com/loans/seller-paid-buydown/): Home / Loan Programs / Temporary Buy-down Temporary Buy-downs Let the seller lower your rate. A temporary buy-down uses funds contributed by the seller at closing to temporarily reduce your... - [Reverse Mortgage in Orange County: HECM for Homeowners 62+](https://twteam.com/loans/reverse-mortgage/): Home / Loan Programs / Reverse Mortgage Reverse Mortgages Your home worked hard. Now it pays you. For homeowners 62+, a reverse mortgage converts home equity into tax-free cash flow,... - [Interest-Only Mortgage in Orange County: Payment Flexibility](https://twteam.com/loans/interest-only/): Home / Loan Programs / Interest-Only Mortgage Interest-Only Loans Minimum payment, maximum flexibility. Pay only interest for an initial period, typically 10 years, and keep the principal-payment decision in your... - [Non-QM Loans in Orange County: Qualify Without Tax Returns](https://twteam.com/loans/non-qm/): Home / Loan Programs / Non-QM Loan Non-QM Loans There are multiple ways to prove income. Self-employed, investor, or asset-rich with a tax return that understates your life? Non-QM lending... - [USDA Loans in Southern California: 0% Down Rural Program](https://twteam.com/loans/usda/): Home / Loan Programs / USDA Loan USDA Loans Zero down, beyond the city line. The USDA Rural Development loan offers 0% down and below-market financing for moderate-income buyers in... - [Jumbo Loans in Orange County and LA: Financing to $25M](https://twteam.com/loans/jumbo/): Home / Loan Programs / Jumbo Loan Jumbo Loans Bigger loan. Same process. When your purchase price lands above the conforming loan limit, the loan does not have to get... - [VA Loans in Orange County: 0% Down for Veterans](https://twteam.com/loans/va/): Home / Loan Programs / VA Loan VA Loans You served. This one’s earned. For eligible veterans, active-duty service members, and surviving spouses: 0% down, no monthly mortgage insurance, and... - [FHA Loans in Orange County: 3.5% Down, Flexible Credit](https://twteam.com/loans/fha/): Home / Loan Programs / FHA Loan FHA Loans The first-timer’s front door. Backed by the Federal Housing Administration, FHA loans accept lower credit scores and smaller down payments than... - [ARM Loans: 3/6, 5/6, 7/6, 10/6 and the 5/5 ARM](https://twteam.com/loans/adjustable-rate/): Home / Loan Programs / Adjustable-Rate Mortgage Adjustable-Rate Mortgages Lower now.Flexible later. An ARM starts with a fixed rate for 3, 5, 7, or 10 years, typically below today’s 30-year... - [Fixed-Rate Mortgage in Orange County: From 3% Down](https://twteam.com/loans/fixed-rate/): Home / Loan Programs / Fixed-Rate Mortgage Fixed-Rate Loans One rate. For life. The mortgage that never surprises you. Your rate, and your principal-and-interest payment, is locked from the first... - [Home Loan Programs in Orange County: Jumbo, Non-QM, FHA, VA](https://twteam.com/loans/): Home / Loan Programs Loan programs Everyone shops the rate, but almost no one shops the program. Every borrower’s numbers tell a different story: credit, income, down payment, timeline. 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