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What Is a FHA Loan?
FHA Loans
Federal Housing Administration Loans allow for low down payments and lower credit restrictions
An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA). Designed for low-to-moderate income borrowers, FHA loans require a lower minimum down payments and credit scores than many conventional loans.
With FHA loans, your down payment can come from savings, a financial gift from a family member or a grant for down-payment assistance. These factors make FHA loans popular with first-time homebuyers.